Know Where You Stand Before You Start House Hunting.
Instant Pre-Qual gives you a clear picture of your mortgage position—so you can shop with confidence.
- No impact to your credit score
- Free, fast, and obligation-free
- See your options in minutes
Private. Secure. No obligation.
How Instant Pre-Qual Works
Tell Us the Essentials
Answer a few quick questions about your financial situation.
See Your Options
We'll review your info and show your possible next steps and loan options.
Get Pre-Qual Docs
Receive your pre-qualification summary and supporting documentation.
Talk to an Expert (Optional)
Connect with a licensed mortgage professional when you're ready.
What You'll Know
- Estimated loan amount you may qualify for
- Monthly payment range
- Loan program options
- Estimated interest rate range
- Next steps to get pre-approved
Pre-Qualification.
Not a Commitment.
Pre-qualification is an early estimate that helps you plan. Pre-approval comes later in the process when documentation is verified.
Frequently Asked Questions
Does Instant Pre-Qual guarantee that I will be approved for a mortgage?
No. A pre-qualification is not a loan approval, commitment to lend, or guarantee of financing. Final approval depends on verification of information, credit review, underwriting, appraisal, the property, and applicable lender requirements.
Will this affect my credit score?
Instant Pre-Qual is intended to provide an initial assessment. If a credit inquiry is needed, you will be told before it occurs, including the type of inquiry involved.
How soon will I receive documentation?
If you meet the preliminary criteria, documentation may be sent by email shortly after you complete the questionnaire. In some cases, additional information or review may be required.
Must I speak with a mortgage broker?
No. Completing the questionnaire does not obligate you to apply for a mortgage or speak with anyone. If you are eligible to proceed, you may choose whether to connect with a licensed mortgage professional.
Can I use this for an investment property or refinance?
You may use the questionnaire to begin exploring several real-estate financing goals. Available options will depend on your individual circumstances and the requirements of the lender.
The Right First Step Leads to the Right Home.
Start your free, no-obligation pre-qualification today and move forward with confidence.
Private. Secure. No obligation.